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Up or down this time?Jan 14 estimated
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U.S. Bancorp (USB) earnings date & stock reaction

U.S. Bancorp · Financials

U.S. Bancorp earnings date & time

Next earningsThu, January 14 (estimated)

Schedule

Reporting pattern
12 of last 12 before open
Typical move
±1.7% · 12-report avg
Full earnings calendarEstimated from past intervals · Schedule last checked October 14

Price after the latest report

Reported July 16, 2026how the stock moved around it
Next-day move
-1.4%
After 5 days
-1.1%
Price around earnings

U.S. Bancorp (USB) rose the day after earnings in 6 of its last 12 reports (50%), moving ±1.7% on average. It has fallen despite beating the consensus estimate 3 times.

Up next day
6/12
50%
Fell despite growth
3/12
Good earnings ignored
Price when beating
-0.1%
avg over 9 beats
Price when missing
-1.2%
avg over 3 misses
Avg earnings move
±1.7%
typical swing on earnings
Biggest single move
-5.6%
'25.1 · largest reaction
🔑What actually moves this stock?
What really matters here
The gap between loan and deposit rates, plus buybacks/dividends
In finance terms: Net interest margin · provisions · capital return
What to watch next report

When results drop, check the metric above vs last quarter and whether guidance beats expectations.

The real bar for this stock

Beating estimates isn't enough. Here's where the real surprise started.

Beat consensus 9 of 12 times
Median beat +4.1%. 3 of those beats still fell the next day.
Reports that rose beat by +5.7% (median). Reports that fell beat by just +2.3%
Roughly +5.7% was the bar this stock had to clear.

How this stock reacts to earnings

Traits seen across its recent earnings reactions

Good results usually push the stock up
Up the next day 6 of 9 beats (67%)
Reaction is erratic and hard to predict
Avg -0.1% on a beat, -1.2% on a miss
vs Financials sector avg (202 peers)
This
-0.4%
Sector
+0.3%
Avg next-day reaction

Earnings number vs guidance: which drives it?

How often the beat/miss matched the actual price move

This stock mostly moves with the reported earnings number
Moved opposite to results 3 of last 12 times (25%)
3xBeat but fell
Even a beat sells off if guidance disappoints
0xMissed but rose
Even a miss rebounds if guidance reassures
Fell despite growth3/12

3/9 beats fell next day · watches Net interest margin · provisions · capital return

Next-day reaction
  • Jun 2026 report-1.4%
  • Mar 2026 report+2.6%
  • Dec 2025 report+2.0%
  • Sep 2025 report+0.1%
  • Jun 2025 report+1.1%
  • Mar 2025 report+1.0%

Earnings timeline · bars = next-day move, ▲▼ = beat/miss

Apr–Jun 2026 results
Reported 2026-07-16
Next-day move
-1.4%
After 5 days -1.1%
EPS consensus $1.28 → $1.35 ▲ +5.5% beatRev $7.0B → $7.7B +10% YoY
Price around earnings

Earnings trend · last 12 quarters

EPS$1.35YoY +22%
'23.10'26.7
Revenue$7.7BYoY +10%
'23.10'26.7

Earnings history and price reaction

U.S. Bancorp across its last 12 earnings reports: EPS versus consensus, the move on the earnings day, and the cumulative move five trading days later.
Quarter endedReported (ET)vs market expectation (consensus)Earnings dayAfter 5 days
6/20262026-07-16+5.5%-1.4%-1.1%
3/20262026-04-16+3.3%+2.6%+2.1%
12/20252026-01-20+6.0%+2.0%+4.0%
9/20252025-10-16+9.0%+0.1%+4.8%
6/20252025-07-17+4.1%+1.1%+1.9%
3/20252025-04-16+5.7%+1.0%+5.9%

12 reports, quarters ending 9/2023 to 6/2026. The earnings-day move is the first trading day that reflects the report; the five-day figure is the cumulative move from that point.

Frequently asked questions

When is the next U.S. Bancorp earnings date?

The next U.S. Bancorp (USB) earnings report is expected Thu, January 14 (estimated). This is an estimate based on past reporting dates, not a confirmed date.

Does U.S. Bancorp (USB) stock usually go up after earnings?

Over the last 12 earnings reports, the stock rose on 6 of them (50%). The average move on earnings day was ±1.7%.

Does U.S. Bancorp react more to the earnings numbers or to guidance?

In 3 of the last 12 reports (25%), the stock moved the opposite way from whether it beat or missed the forecast. A high share means guidance and expectations drive the move more than the reported numbers.

Can U.S. Bancorp stock fall even when earnings are good?

Yes. In 3 of the last 12 reports, U.S. Bancorp fell on the earnings day despite growing EPS. Expectations already priced in, or guidance, can matter more than the reported numbers.

Does U.S. Bancorp stock keep moving after the earnings day?

Over the last 12 reports, the move continued in the same direction for the following five trading days 42% of the time. This tendency is known as post-earnings announcement drift.