UC

United Community Banks Inc.

UCB · United Community Banks Inc. · Financials

Up next day
4/12
33%
Fell despite growth
5/12
Good earnings ignored
Avg earnings move
±1.4%
typical swing on earnings
Price when beating
+0.5%
avg over 7 beats
Biggest single move
+4.3%
'25.3 · largest reaction

How this stock reacts to earnings

Traits seen across its recent earnings reactions

Even strong results barely move the stock
Up the next day 3 of 7 beats (43%)
Reaction is erratic and hard to predict
Avg +0.5% on a beat, +0.2% on a miss
vs Financials sector avg (202 peers)
This
+0.1%
Sector
+0.3%
Avg next-day reaction

Earnings number vs guidance — which drives it?

How often the beat/miss matched the actual price move

The number and guidance move the price about equally
Moved opposite to results 5 of last 10 times (50%)
4xBeat but fell
Even a beat sells off if guidance disappoints
1xMissed but rose
Even a miss rebounds if guidance reassures

Earnings timeline · tap a bar for that quarter

Oct 21Before open
'26.9 expectedEst. EPS $0.75
Quarter ended 6/2026
Reported 2026-08-05
Next-day move
-1.0%
After 5 days +0.9%
vs Consensus$0.81$0.71-12.3% miss
EPS
$0.71
YoY +8%
Revenue
$0.3B
YoY +7%
Next-Q guidance
N/A
Price around earnings

Earnings trend · last 12 quarters

EPS$0.71YoY +8%
'23.9'26.6
Revenue$0.3BYoY +7%
'23.9'26.6

Price vs earnings · last 12 quarters

UpDown
Bad news out
weak · up ↑
0x
Met expectations
good · up ↑
4x33%
Disappointment
weak · down ↓
3x25%
Good earnings ignored
good · down ↓
5x42%
← Weak earningsStrong earnings →

Even on good earnings, the price often fell — earnings poorly reflected · 5 of 12q (42%)

Community · UCB

What do you think of this stock's earnings pattern?

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