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Chime Financial Inc. Class A (CHYM) earnings date & stock reaction

Chime Financial Inc. Class A · Financials

Chime Financial Inc. Class A — this quarter's report · Schedule · results · price reaction · call summary
  1. 1When
    Wed, February 3 (estimated)

    5 of last 5 after close

  2. 2What's expected
    No consensus yet
  3. 3Usual reaction
    Avg. next-day move ±13.3% · fell after a beat 2 of 4 times · up 2 of last 5Report history ›
  4. 4Last report (Wed, 8/5)
    EPS $0.07YoY vs -$7.29 turned positiveQoQ vs $0.13 -46.2%Revenue $670MYoY vs $528M +26.8%QoQ vs $647M +3.5%

    Next-day move +20.56% · After 5 days +21.91%

    Price around earnings
    +24%-14%D-6D-4D-2EarningsD+2D+4D+6+24.2%Reaction +20.6%
    Around this report
    Ran up +13% into earningsIn the 3 trading days before this report, the stock moved more than usual. A pre-earnings run-up can mean expectations were already priced in, a drop can mean bad news was priced in early. Read the post-earnings reaction with that in mind.
  5. 5The numbers
    Right after the report
  6. 6Next-day price
    After the next trading day's close
  7. 7What they said
    Call summaries are made for featured stocks only
  8. 8Did they deliver
    This company doesn't give quarterly guidance — consensus only
  9. 95 days later
    A week after the report
  10. 10Big holders
    Holdings data is collected for featured stocks only
Full earnings calendar

Chime Financial Inc. Class A (CHYM) rose the day after earnings in 2 of its last 5 reports (40%), moving ±13.3% on average.

Past earnings reactions5 reports
Up next day
2/5
40%
Fell despite growth
1/5
Good earnings ignored
Price when beating
+4.1%
avg over 4 beats
Price when missing
-14.7%
avg over 1 misses
Avg earnings move
±13.3%
typical swing on earnings
Biggest single move
+20.56%
'26.8 · largest reaction

What to watch

What actually moves this stock?

What really matters here

Interest margin, plus buybacks/dividends

In finance terms · Interest margin · provisions · capital return

What to watch next report

When results drop, check the metric above vs last quarter and whether guidance beats expectations.

How this stock reacts to earnings

Traits seen across its recent earnings reactions

vs Financials sector avg (202 peers)
This
+0.3%
Sector
+0.4%
Avg next-day reaction
Fell despite growth1/5

watches Interest margin · provisions · capital return

Next-day reaction
  • Quarter ended Jun 2026+20.56%
  • Quarter ended Mar 2026-12.52%
  • Quarter ended Dec 2025+13.55%
  • Quarter ended Sep 2025-5.39%
  • Quarter ended Jun 2025-14.68%

Earnings timeline · bars = next-day move, ▲▼ = beat/miss

Apr–Jun 2026 results
Reported 2026-08-05
Next-day move
+20.56%
After 5 days +21.91%

This report · Bigger gain than usual · Usual earnings move ±13.3%

EPS $0.07

YoY vs -$7.29 turned positiveQoQ vs $0.13 -46.2%

Revenue $670M

YoY vs $528M +26.8%QoQ vs $647M +3.5%

Price around earnings
+24%-14%D-6D-4D-2EarningsD+2D+4D+6+24.2%Reaction +20.6%
Around this report
Ran up +13% into earningsIn the 3 trading days before this report, the stock moved more than usual. A pre-earnings run-up can mean expectations were already priced in, a drop can mean bad news was priced in early. Read the post-earnings reaction with that in mind.

Earnings trend · last 12 quarters

EPS$0.07YoY +101%
'25.8'26.8
Revenue$0.7BYoY +27%
'25.8'26.8

Earnings history and price reaction

Chime Financial Inc. Class A across its last 5 earnings reports: EPS versus consensus, the move on the earnings day, and the cumulative move five trading days later.
Quarter endedReported (ET)vs market expectation (consensus)Earnings dayAfter 5 days
6/20262026-08-05+250.0%†+20.56%+21.91%
3/20262026-05-06+333.3%†-12.52%-19.97%
12/20252026-02-25+32.1%+13.55%+6.68%
9/20252025-11-05+38.8%-5.39%+5.65%
6/20252025-08-07-89.1%-14.68%-13.61%

5 reports, quarters ending 6/2025 to 6/2026. The earnings-day move is the first trading day that reflects the report; the five-day figure is the cumulative move from that point. Latest report included: 2026-08-05 · How we calculate

Frequently asked questions

When is the next Chime Financial Inc. Class A earnings date?

The next Chime Financial Inc. Class A (CHYM) earnings report is expected Wed, February 3 (estimated). This is an estimate based on past reporting dates, not a confirmed date.