Bread Financial Holdings Inc. (BFH) earnings date & stock reaction
BFH · Bread Financial Holdings Inc. · Consumer Discretionary
Bread Financial Holdings Inc. earnings date & time
Schedule
- Korea time (KST)
- Thu, October 22
- Reporting pattern
- 12 of last 12 before open
- Typical move
- ±2.8% · 12-report avg
What the market expects
Consensus EPS
$3.22Coming in above this counts as a beat
- Year-ago quarter
- $4.02→-19.9%
Price after the latest report
Bread Financial Holdings Inc. (BFH) rose the day after earnings in 6 of its last 12 reports (50%), moving ±2.8% on average. It has fallen despite beating the consensus estimate 5 times.
Even when EPS beat expectations, the stock fell 5 of the last 10 times. The number alone doesn't move it.
When results drop, check the metric above vs last quarter and whether guidance beats expectations.
The real bar for this stock
Beating estimates isn't enough. Here's where the real surprise started.
How this stock reacts to earnings
Traits seen across its recent earnings reactions
Earnings number vs guidance: which drives it?
How often the beat/miss matched the actual price move
5/10 beats fell next day · watches Comps/demand · guidance
- Jun 2026 report+1.7%
- Mar 2026 report-6.5%
- Dec 2025 report-0.7%
- Sep 2025 report+0.1%
- Jun 2025 report+3.7%
- Mar 2025 report-0.0%
Earnings timeline · bars = next-day move, ▲▼ = beat/miss
Earnings trend · last 12 quarters
Earnings history and price reaction
| Quarter ended | Reported (ET) | vs market expectation (consensus) | Earnings day | After 5 days |
|---|---|---|---|---|
| 6/2026 | 2026-07-22 | +28.3% | +1.7% | +5.0% |
| 3/2026 | 2026-04-23 | +37.0% | -6.5% | -8.0% |
| 12/2025 | 2026-01-29 | +331.3%† | -0.7% | +5.7% |
| 9/2025 | 2025-10-23 | +90.3% | +0.1% | -5.4% |
| 6/2025 | 2025-07-24 | +60.5% | +3.7% | +0.5% |
| 3/2025 | 2025-04-24 | +30.1% | -0.0% | -2.3% |
12 reports, quarters ending 9/2023 to 6/2026. The earnings-day move is the first trading day that reflects the report; the five-day figure is the cumulative move from that point.
Frequently asked questions
When is the next Bread Financial Holdings Inc. earnings date?
The next Bread Financial Holdings Inc. (BFH) earnings report is expected Thu, October 22 around 8:00 AM ET, before the open. It comes from an earnings calendar and may not be a company-confirmed date; it updates automatically if it changes.
What is the consensus EPS forecast for Bread Financial Holdings Inc.'s next earnings?
Analysts expect EPS of about $3.22 for Bread Financial Holdings Inc. (BFH). Coming in above that counts as a beat, below it a miss — though a beat does not guarantee the stock rises.
Does Bread Financial Holdings Inc. (BFH) stock usually go up after earnings?
Over the last 12 earnings reports, the stock rose on 6 of them (50%). The average move on earnings day was ±2.8%.
Does Bread Financial Holdings Inc. react more to the earnings numbers or to guidance?
In 6 of the last 12 reports (50%), the stock moved the opposite way from whether it beat or missed the forecast. A high share means guidance and expectations drive the move more than the reported numbers.
Can Bread Financial Holdings Inc. stock fall even when earnings are good?
Yes. In 4 of the last 12 reports, Bread Financial Holdings Inc. fell on the earnings day despite growing EPS. Expectations already priced in, or guidance, can matter more than the reported numbers.
Does Bread Financial Holdings Inc. stock keep moving after the earnings day?
Over the last 12 reports, the move continued in the same direction for the following five trading days 50% of the time. This tendency is known as post-earnings announcement drift.